Sometimes there is no other choice.

 Chapter 7 Bankruptcy can be a solution when you have exhausted all other options. It is not a step to be taken lightly. We understand that good people can find themselves in desperate financial situations. We will explore your options. We are here to listen, gather the facts, and treat you as we would a friend in your circumstances.  Our sliding scale fees insure you can complete the entire process for a reasonable fee so you can have a fresh start and get on with your life.

The Chapter 7 Bankruptcy Process

The first step is to meet with us so we can best advise you on how to proceed. A standard bankruptcy includes these steps:

• Meet with us  for a free consultation about your situation.
• If the decision is made to go forward, we will prepare all the necessary documents and then we will meet again to review them.
• You will be required to take a credit counseling class designed to help you avoid future financial difficulties. This can be completed online.
• Then the documents are filed and an Automatic Stay goes into effect which prevents creditors from further collection actions.
• You will then we required to take a Debtor Education class. Again, this can be completed online.
• A few weeks later, we will go before to a hearing before the trustee in charge of your case.
• After the hearing, there is a 60 day waiting period for your creditors to respond if they choose. In most cases, this is a formality.
• At the end of the 60 days, the Bankruptcy Discharge is processed by the court.

The Chapter 7 Bankruptcy Pricing

Sliding Scale Law prices are based on your income. The standard price for a Chapter 7 bankruptcy is $1200. Depending on your income, you may pay $400-$800. Payment plans may be available.

She's terrific! "Anessa was very helpful and responsive to my legal needs. I felt like I had a true partner in addressing my issues, and Anessa was very open to hearing my perspective on things. She's terrific!" - Bankruptcy Client

Conscientious.  Competent.  Compassionate.

"Conscientious, Competent, Compassionate. Anessa was my legal counsel for filing bankruptcy chapter 7. When we first met, I was confused and feeling very vulnerable about possible future consequences. As we reviewed the circumstances and financial documents, her sincere, compassionate, nonjudgmental qualities began to reassure me that the outcome would not be as devastating as I expected. She is a conscientious, competent, organized attorney. Anessa methodically prepared the forms and preserved all listed assets without loss. Throughout the four-month process toward the final discharge date, she calmly communicated and transformed the entire experience from distress to peace of mind. I am profoundly grateful and appreciative for Anessa's skilled representation." - Bankruptcy Client